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  • Payment options are selectable in checkout

Choose from 3 great payment options so you can pay in a way that suits you and your budget:

  • 1. Interest Free Payments
    • 20 weeks interest free credit available on all items.
    • 52 weeks interest free credit available on items over £99.
    • Interest free credit is available on all insurance products.
  • 2. Buy Now Pay Later (BNPL)
    • Delay payment for 12 months when you spend £50 or more. The payment free period starts when you place your order.
    • BNPL is an interest bearing option on the Littlewoods Account. The interest rate typically used to calculate BNPL interest is 44.9% per annum. Your interest rate will be detailed in checkout. The interest is calculated on the payment free period and the repayment period.
    • You can avoid interest by paying the cash price in full within the payment free period.
    • Click on “Find out More” in checkout to see how BNPL works.
  • 3. Spread the Cost
    • Lower monthly payments by taking longer to pay.
    • Pay over 104 weeks (2 years) for orders over £50.
    • Pay over 156 weeks (3 years) for orders over £99.
    • Interest is charged at your account rate for this payment option.

Payment options are selectable in checkout along with the cost breakdown, just click on the item description.

Over 18s only. Credit provided subject to status by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and regulated by the Financial Conduct Authority.

  • From £ per week
  • From £ per week interest free
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From £ per week for this item

Spread the cost further

Choose our lowest weekly price and pay just £ per week for weeks for this item

×Microsoft Lumia 650, 16Gb - Black
£
weeks
(% annual interest rate total amount payable £)
£ per week
1× - £
weeks
0% APR
£ per week
1×Services:  £This service charge will be due in full on your next statement.
  • 104 weeks available on items over £50.00
  • 156 weeks available on items over £99.00
  • Interest free payments available on Service Guarantees, Replacement Guarantees, Mobile phone insurance and Furniture Insurance.

Credit Explained

Interest bearing payment options shown are examples only and will be charged at your applicable interest rate

Representative Example:
0% APR representative (annual interest rate 0% fixed). Typical credit limit £750. The actual credit limit offered will depend on your credit status. This running credit account provides a range of interest free & interest bearing terms. An advance payment may be required with some orders placed on the account.

Payment options are selectable in checkout.

Interest bearing payment options shown are illustrations only. More options may be available in the checkout at your applicable interest rate.

Over 18's only. Credit provided, subject to status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and Regulated by the Financial Conduct Authority.

0% APR

With our interest free credit you could get this item from just £ per week and never pay more than £.

This means you could get this item from just £ a week interest free. See below..

×Microsoft Lumia 650, 16Gb - Black
£
weeks
Interest free
0% APR
£ per week
1× - £
weeks
Interest free
0% APR
£ per week
1×Services:  £This service charge will be due in full on your next statement.
  • 20 weeks interest free available on all items
  • 52 weeks interest free available on items over £99.00
  • Interest free payments available on Service Guarantees, Replacement Guarantees, Mobile phone insurance and Furniture Insurance.

Credit Explained

Representative Example:
0% APR representative (annual interest rate 0% fixed). Typical credit limit £750. The actual credit limit offered will depend on your credit status. This running credit account provides a range of interest free & interest bearing terms. An advance payment may be required with some orders placed on the account.

Payment options are selectable in checkout.

Over 18's only. Credit provided, subject to status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and Regulated by the Financial Conduct Authority.

With a Littlewoods Account you can spread the cost to suit you. Select from the following payment options at checkout.

-

    Services:  £
    This service charge will be due in full on your next statement.

    Representative Example:
    0% APR representative (annual interest rate 0% fixed). Typical credit limit £750. The actual credit limit offered will depend on your credit status. This running credit account provides a range of interest free & interest bearing terms. An advance payment may be required with some orders placed on the account.

    Payment options are selectable in checkout.

    Interest bearing payment options shown are illustrations only. More options may be available in the checkout at your applicable interest rate.

    Over 18's only. Credit provided, subject to status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and Regulated by the Financial Conduct Authority.

    Buy Now Pay Later for 12 months when you spend £50 or more.

    Buy Now Pay Later is an interest bearing option, subject to status on the Littlewoods account. The interest rate typically used to calculate Buy Now Pay Later interest is 44.9% per annum. Your interest rate will be detailed in checkout. The interest is calculated on the payment free period and the repayment period. You can avoid interest by paying the cash price in full within the payment free period. Whether you are paying the full cash price, or a part payment remember to target your payment to Buy Now Pay Later.

    Shop as usual and when you get to checkout select Buy Now Pay Later and the repayment period of either 104 or 156 weeks. This is the repayment period you will pay over, once the payment free period (12 months) has ended. The payment free period will start from the date of order, including pre-orders and items not ready for immediate dispatch.

    Delivery, installation and other Financial Services products such as insurance cannot be placed on Buy Now Pay Later, these charges will appear on your next statement. Exclusions will be confirmed at the point of order.

    If you have any non Buy Now Pay Later purchases on your account you will still need to make at least your minimum payment as detailed on your statement.

    Over 18's only. Credit provided, subject to status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and regulated by the Financial Conduct Authority.

    Total
    £149.99

    Save for later
    Save for later
    • Product Description
    • Technical Specification
    • Customer Reviews
    • Questions and Answers

    MPN: A00026941

    The Microsoft Lumia 650 gives you the user-friendly benefits of Windows 10 without breaking the bank.

    The 5 inch HD display (1280x720) gives you a crisp and bright viewing experience, as well as complementing the latest Windows 10 operating software built around letting you tap and swipe your way through the things you love, so you'll have no problems getting to grips with this sassy, little number.

    The Lumia 650 also weighs only 122g and is just 6.9 mm thick, so it's incredibly comfortable in your hand, whether you're making a call or surfing the web.

    There's a 8 megapixel camera that makes easy work of capturing great photos and 1080p HD video, as well as a decent 5 megapixel front-facing camera for superior selfies and video chats.

    A 1.3GHz quad core processor and 1Gb RAM ensure everything happens fast. You also get 16Gb of memory built in – and if that's not enough, it's compatible with microSD cards up to 200Gb, so can carry around lots of your favourite entertainment.

    A precision crafted, diamond cut metal frame ensures the perfect combination of premium looks and performance-driven features.

    This SIM-Free Phone is unlocked and can be used with all major UK networks.

    Useful info:
    • 5 inch HD OLED display (1280x720) with Gorilla Glass 3
    • 1.3GHz quad core Snapdragon 212 processor
    • 1Gb RAM
    • 16Gb storage, expandable by up to 200Gb using microSD card
    • 8 Mp rear camera with autofocus and LED flash
    • 5 Mp front-facing camera f/2.2
    • Windows 10 Mobile
    • Wi-Fi 802.11 b/g/n, DLNA, hotspot
    • USB 2.0
    • Bluetooth 4.1
    • Size: 142 x 70.9 x 6.9 mm
    • Weight: 122g
    • Microsoft Lumia 650 smartphone - Sim free


    • Camera: N
    • Depth: 7 MM
    • Height: 142 MM
    • Width: 71 MM
    • Front Facing Camera: N
    • Main Camera: N

    Technical Specification

    Product DescriptionMicrosoft Lumia 650 - black - 4G HSPA+ - 16 GB - GSM - smartphone
    Product TypeSmartphone 4G
    DisplayOLED display - 1280 x 720 pixels - colour - 5" - 297 ppi - AMOLED - Corning Gorilla Glass 3 (scratch resistant glass)
    FeaturesRear-facing camera, front-facing camera, FM radio
    ProcessorQUALCOMM Snapdragon 212 1.3 GHz (quad-core)
    Memory16 GB - RAM 1 GB + microSDXC slot - up to 200 GB
    Operating SystemWindows 10
    Rear Camera8 Megapixel - 28 mm - f/2.2 - automatic
    Front Camera5 Megapixel - wide-angle lens - f/2.2
    Service ProviderNot specified
    Wireless InterfaceWi-Fi, NFC, Bluetooth
    Messaging ServicesSkype, WhatsApp, SMS, MMS
    Talk TimeUp to 960 minutes
    Standby TimeUp to 624 hours
    ColourBlack
    Dimensions (WxDxH)70.9 mm x 6.9 mm x 142 mm
    Weight122 g
    Manufacturer Warranty2 years warranty

    Delay payment for a whole year when you spend £50 or more

    Avoid interest by paying in full within 12 months.

    Buy Now Pay Later typical interest rate is 44.9% per annum. Subject to status.

    1
    Buy Now Pay Later (BNPL) allows you to delay payment for 12 months. The payment free period starts when you place your order (including items which are purchased on pre-order and/or are not ready for immediate dispatch).

    Select BNPL at checkout and the repayment period of either 104 or 156 weeks. This is the repayment period you will pay over, once the payment free period (12 months) has ended.

    The interest rate typically used to calculate BNPL interest is 44.9% per annum. Your interest rate will be detailed in checkout. The interest is calculated on the payment free period and the repayment period. You can avoid interest by paying the cash price in full within the payment free period.

    Delivery charges and other Financial Services products are not available on Buy Now Pay Later and will appear on your next statement.

    Please note, if you have non BNPL purchases on your account you will still need to make at least your minimum payment as detailed on your statement.

    Credit provided, subject to credit and account status, by Shop Direct Finance Company Ltd, Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18s only.