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You can select it in checkout by clicking the Buy Now Pay Later 'Add to order button'. At this point you'll choose to spread the cost over a 12 month payment free period plus a further period of either 104 or 156 weeks. This will be the term you will pay over if you do not pay the full cash price within the payment free period.
Interest will be calculated for the payment free period plus the repayment period. The payment free period will begin at point of order (including for those items which are purchased on pre-order and/or are not ready for immediate dispatch).
Your Interest rate for interest bearing credit terms, will depend on your credit status and confirmed upon successful application and at the point of order.
Avoid interest by paying the cash price in full before the end of the payment free period. Whether you are paying the full cash price, or a part payment, remember to allocate your payment to the specific item you wish to pay off.
Over 18's only. 12 months = 12 calendar months.
Credit provided, subject to credit and account status by Shop Direct Finance Company Limited. Authorised and regulated by the Financial Conduct Authority.