Insurance & Other Services
What does it do? Here are the nuts and bolts.
  • Option to pay monthly at no extra cost*
  • 3 different levels of cover
  • Up to £7,000 (per condition) towards vet bills**
  • Hassle free claims - vet fees can be paid directly to your vet
  • Help to find a vet - free access to legal and vet finder helplines
  • Up to £1,000 towards advertising if your best friend goes missing**
  • Up to £1,000 for emergency kennel accommodation if you should go into hospital for more than 4 consecutive days**
What doesn't it cover?
  • Any pet less than 8 weeks of age
  • Any incident occurring outside of the United Kingdom, Northern Ireland, the Isle of Man, the Channel Islands, Eire and the member countries of the PETS travel scheme
  • Intentional slaughter, by order of any Government, Local Authority or any person having jurisdiction in the matter
  • Any animal which should be registered under the UK Government's Dangerous Dogs Act 1991 or the Dangerous Dogs (Northern Ireland) Order 1991 or any subsequent amendments
  • The use of your pet for guard security or racing
  • Specific exclusions apply and/or excesses apply to all sections - refer to policy booklet

Cover levels summary

Cover levels Cat Silver up to Cat Gold up to Cat Platinum up to Dog Silver up to Dog Gold up to Dog Platinum up to Excess
Vet fees £1,500 £3,500 £7,000 £1,500 £3,500 £7,000 Refer to policy schedule
Death from accident illness† £150 £400 £1,000 £150 £400 £1,000 -
3rd Party liability** n/a n/a n/a £1m £1m £1m £100
Recovery expenses £150 £500 £1,000 £150 £500 £1,000 -
Boarding fees £150 £500 £1,000 £150 £500 £1,000 -
Lost or stolen £150 £500 £1,000 £150 £500 £1,000 -
Accidental damage n/a £500 £500 n/a £500 £500 £100
Holiday cancellation £100 £1,000 £1,500 £100 £1,000 £1,500 -
Quarantine costs*** - - £1,000 - - £1,000 -
Emergency expenses cover abroad*** - - £1,000 - - £1,000 -
Get A Quote.
Clicking 'Get a quote' directs you to the BDML website
Or call for a
quote today on:
0844 556 0975
and quote DISC 20L for 20% discount^

Terms and Conditions apply. This cover excludes some situations, for example, any claim arising from a known or pre-existing medical condition.
*The insurance cannot be paid using your Littlewoods account
**Based on Platinum cover. The max benefit is subject to the policy being in force and manually renewed. Vet fees covered for each new injury or illness, provided it did not occur within the first 10 days of the policy and does not cover any pre-existing medical conditions.
***Subject to full compliance with the PETS Travel Scheme.
†Death from illness not applicable for dogs over 9 years and cats over 11 years. *Applies to all new policies bought online or via telephone for the first year only

For Pet Insurance Shop Direct Finance Company acts as an introducer to BDML Connect Ltd who will arrange and administer the policy. (Registered No – 2785540). Payment is direct to BDML Connect Limited. Pet Insurance will be underwritten by Zenith Insurance PLC, Authorised Insurers, registered in Gibraltar No 84085. Registered Office: 846-848, Europort, Gibraltar. BDML Connect are authorised and regulated by the Financial Services Authority. Zenith Insurance Plc are regulated by the Gibraltar Financial Services Commission and subject to a limited regulation by the Financial Services Authority in respect of underwriting insurance business in the UK (FSA Register Number 211787). www.fsa.gov.uk/Pages/register.