From gifts to extra special occasions or if you want to treat yourself
to some well deserved bling, here’s some great advice about choosing
jewellery - from gems to metals plus tips on how to keep
your jewellery looking good.

There’s so much choice in terms of style, setting, shapes, gems and metals when selecting a ring for any occasion,
so we’ve gathered together all the helpful information in one place to make it easier for you. So you really will
remember the time between saying “I Will” and “I Do” as one of the happiest times of your life.

Deciding which is the right ring for your
intended can seem quite daunting because
you want to be very sure that you
choose the right one to suit her personality
and style.

The tradition of wearing our wedding rings
on the third finger of our left hand is thousands
of years old. It began with the Ancient Egyptians
who believed that the vena amoris (or vein of
love) ran from this finger directly to the heart.
That’s why they wore a band of precious
metal on the “wedding” finger to ensure
that love would be everlasting.

Our wedding bands are all designed to last
a lifetime, all you need to decide is the type
and colour of metal, band width, ring profile,
setting, ring profile and your budget.

These are what you’d see in a cross section.
There are 5 main profiles.

or comfort fit wedding
bands are curved
on the inside and outside
with no sharp edges
to dig into your skin.

Flat court shaped
bands are flat on the
outside to match any flat
engagement rings but
curved on the inside for

D shaped bands are
very popular with a flat
insideand curved outside.
They’re lighter than
a court shaped band.

Flat shaped bands match
the profile of many
engagement rings as
they’re flat on the inside
and outside.

A shaped wedding
band with a curved top
will fit best around an
engagement ring with
a fancy shape or a big
centre stone.

Bridal sets consist of an engagement ring
and a wedding band designed
to fit together perfectly.

Designed to be worn everyday and cherished forever, Diamonds have been the favourites of royalty throughout
history and our most popular choice too. From engagement rings to wedding bands, pendants, bracelets and ear rings,
there’s nothing quite like a diamond to show how much you care. The 4 Cs below will explain why.

It takes the skill of a highly qualified diamond cutter to look at a rough diamond and visualise how to create the
most beautiful stone possible, splitting, cutting and polishing the stone until the cutter is satisfied that there’s a perfectly
proportioned and balanced diamond with correct facets. A round brilliant diamond features an average 58 facets and is
the most popular shape. Other popular shapes include Princess (Square) Heart, Emerald and Oval.

This refers to the weight and size of a diamond
with each carat being divided into 100 points
(equal to 0.2 grams weight).

So half a carat of diamond has 50points,
a quarter carat 25 points. The quality of
a diamond is not just about points as diamonds
of the same carat can be of different quality,
you need to take into account clarity
and colour as well.

Most of us choose diamonds that are crystal
clear but they are available in almost any colour
with some colours being much rarer than others.
Generally the clearer and more colourless the diamond,
the rarer and more expensive it will be.

Diamond colours are graded from D to Z with D being
colourless and Z regarded as “light”.
Completely colourless diamonds are the rarest
and most expensive of all. We use high
quality commercial diamonds which tend to fall
between the G & J “near colourless” ratings.

This refers to the degree to which the diamond is free from naturally occurring inclusions (imperfections)
in the stone which are created due to the carbon in the diamond being exposed to incredible heat and pressure
deep within the earth. All diamonds will have inclusions,and your diamonds will be unique. The fewer the inclusions the
more valuable the diamond.

Most inclusions can’t be spotted with the naked eye. Our gradings are based on guidelines from the Gemologica
Institute of America with FL-IF giving you the best possible clarity with no inclusions visible even under
10 x magnification. I3 is the lowest grading with some flaws visible to the naked eye.

Gemstones are a naturally occurring crystalline form of a mineral ranging in colour from the pale blue of aquamarine
to a turquoise with diamonds being the most well known and hardest and scratch resistant gemstones of all.
Download our PDF for an A-Z guide of all the gemstones we sell, where they’re mined, their hardness
and birthstone details.

Created by Charles & Colvard, Moissanite
is a unique near colourless gem which sparkles
more brightly than any other gem with 2.4 times
the fire and brilliance of a diamond.

It is second only in terms of hardness to a diamond
and is extremely resistant to chipping, breaking,
scratching and abrasion. Each Moissanite gem
is backed by a Limited Lifetime Warranty from
Charles & Colvard assuring that its fire and
brilliance will never fade.

Each month in our Gregorian calendar
has a gemstone associated with it, considered
to be especially “lucky” when it’s worn by someone
born in that month, for example amethyst for
people born in February.

Birthstones can be precious jewels like rubies,
pearls emeralds or sapphires or semi-precious
stones such as opal or topaz.

Download our PDF for our guide
of all the gemstones we sell, where
they’re mined, their hardness
and birthstone details

From gold to silver to platinum there’s something about jewellery crafted from precious metals that makes us feel extra
special when we wear it. Here’s our guide to the different types and colours of metal you could choose and a clear guide
to hallmarks so you know what you’re looking for, whether it’s a gift in on-trend rose gold or something more classic.

Long lasting and incredibly popular, yellow gold
tends to transcend any fashion and make a
statement about luxury and style. Gold jewellery
doesn’t tarnish so it will keep looking good for
years to come. Gold purity is measured in carats
with pure gold classified as 24 carats.

As 24 carat gold is too soft to be used in jeweller
making, gold is mixed with other metals, such as
copper and silver to make it stronger.18 carat gold
is a mix of 75% gold and 25% other metals,
whilst 9 carat gold is 37.5% gold and 62.5%
other metals but still with that golden touch.

White Gold hit the headlines the 1920s withthe Art Decor
movement and is still very much on-trend. It’s an affordable
alternative to platinum and a great choice for those
of us who like the look of silver but want something
a little more special.

White gold is mixed with other metals to make it white
and often has a top plate of rhodium
(part of the platinum family) for a dazzling white
finish and protection. You’ll need to have your
white gold re-plated from time to time - every
12-18 months to keep it lovely and shiny.

White gold works perfectly with diamonds and
other gemstones and is a popular choice for
engagement rings, wedding bands
and eternity rings.

This is an alloy of gold mixed with copper
to create a warmer pink and rose tint.

Rose gold was first used in Russia around 1800
but didn’t really become fashionable elsewhere
until the turn on the 19th century. Now it’s
bang-on trend and a great choice if you love gold
but want a warmer tone that complements your
skin and makes you stand out from the yellow
gold crowd.

It looks great in combination with white and
yellow gold, particularly if you like to stack your
rings or bracelets.

Platinum is 30 times rarer than gold and the
pure stand most valuable of precious metals, with
a hallmark 950 mark meaning the jewellery
contains 95% platinum.

The purity of platinum means that it will never fade
or tarnish, keeping its brilliant lustre for a lifetime.
Platinum is a brilliant choice for jewellery that you
want to wear every day, such as your engagement
ring, or wedding band.

Plus platinum is the perfect choice for allergy
sufferers and people with skin sensitivities,
as it’s hypoallergenic and non-reactive.

Silvery-white in colour and denser than 18ct gold,
you’ll notice the difference in weight when you put
on platinum jewellery.

Silver is the most common of the precious metals.
Less expensive than gold, silver is stronger yet
lighter in weight.

The most popular type of silver is sterling silver
with 92.5% pure silver mixed with copper,as shown
by the 925 sterling silver hallmark stamped on silver jewellery.

Wearing your silver jewellery helps to keep it in good
condition but even though it’s hard wearing it can tarnish
over time. Rub it with a dry cloth or use some silver
cleaner and it’llsoon look as good as new.

Argentium Silver is a modern sterling silver alloy
of pure silver, copper and germanium that’s antibacterial
and brighter and whiter than standard sterling silver.

Palladium is a stylish alternative to white gold
that’s durableand tarnish resistant. Palladium has
a natural bright white colour and is a low density metal,
making it light and easy to wear.

Titanium is a silvery, durable, lightweight metal,
very tough and is tarnish and scratch resistant.

Stainless Steel is strong, hypoallergenic and
extremely scratch resistant. You only need to use
a polishing cloth occasionally to keep it clean.

Tungsten is a strong metal and is great for rings making
them highly scratch and corrosion resistant and can be
engraved by a laser.

A Hallmark consists of a series of 3 compulsory marks applied to articles made of precious metals - platinum, gold, silver
and palladium. The Sponsor’s Mark shows who made the article, the Fineness Mark shows the precious metal content
and the Assay Office Mark shows you which Assay Office tested and hallmarked the article in question. In the UK, gold
with a weight of more than 1g, silver weighing more than 7.78g, platinum weighing over 0.5g and palladium weighing 1g or
over must be hallmarked by one of the UK’s four Assay offices.

The number on the fineness mark indicates the purity of the metal on a scale from 1 to 999. For example 18 carat gold is marked at 750 and
9 carat gold is marked at 375.

As some people may be allergic to trace elementsof nickel in jewellery (contact dermatitis), manufacturers make sure that nickel content
is kept to a low level to conform to the ‘nickel safe’standard. All jewellery is regarded as nickel safe but if youknow that you react strongly
to nickel, opt for a higher carat of gold to be on the safe side.

From gifts to extra special occasions or if you want to treat yourself to some well
deserved bling, here’s some great advice about choosing jewellery - from gems
to metals plus tips on how to keep your jewellery looking good.

  • A bezel setting encircles the gemstone with a thin metal rim that holds the gem in place.
  • A cluster setting clusters gems closely together so it looks like a large diamond.
  • A claw setting is where a little prong or metal claw grips the gem tightly to hold it in place.
  • A gypsy setting is where stones are sunk into holes so they’re flush with the surface.
  • A channel setting has two long tracks ofprecious metal holding a row of gemstones side by side.
  • Bead settings are where the stone is set directly into the metal which is beaded to give an effect of a larger stone.
  • A pavé setting us is where a central stone is surrounded by smaller gems set very close together.
  • Micro pavé settings use small, loosely set stones laid out in a honeycomb like arrangement over the surface.
  • A grain setting is a popular choice for men’s rings and uses four very small claws on four points of the gemstone.

Find help here with the terminology and sizes of the many styles of earrings; some of the more popular styles which you
will find in our extensive Earring Collection are listed below:

Measurements may be taken at home utilizing a standard measuring tape. If you do not have a soft measuring tape, wrap
a ribbon around the base of the wearer's neck, mark the spot where the ends meet, then lay the ribbon against a yardstick
or ruler to determine approximate neck size.

Delay Payments for 12 months with Buy Now Pay Later when you spend £50 or more

Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.

Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.


What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.

How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.

Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.

How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.

Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.

How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.

If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.