- Access your account quickly and conveniently online anytime
- Choose your monthly payment date to suit your budget
- Get regular personalised account updates by email
Got a query? You can contact us by phone on 0333 000 0606
Delay payment for a whole year when you spend £50 or more
Avoid interest by paying in full within 12 months.
Buy Now Pay Later typical interest rate is 44.9% per annum. Subject to status.
Buy Now Pay Later (BNPL) allows you to delay payment for 12 months. The payment free period starts when you place your order (including items which are purchased on pre-order and/or are not ready for immediate dispatch).
Select BNPL at checkout and the repayment period of either 104 or 156 weeks. This is the repayment period you will pay over, once the payment free period (12 months) has ended.
The interest rate typically used to calculate BNPL interest is 44.9% per annum. Your interest rate will be detailed in checkout. The interest is calculated on the payment free period and the repayment period. You can avoid interest by paying the cash price in full within the payment free period.
Delivery charges and other Financial Services products are not available on Buy Now Pay Later and will appear on your next statement.
Please note, if you have non BNPL purchases on your account you will still need to make at least your minimum payment as detailed on your statement.
Credit provided, subject to credit and account status, by Shop Direct Finance Company Ltd, Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18s only.
MasterCard ® is a registered trademark of MasterCard International Incorporated. ® A registered mark of Capital One. Capital One (Europe) plc: Registered Office Trent House, Station Street, Nottingham, NG2 3HX Registered in England and Wales Company Number 3879023. VAT Registration Number 690 6861 01. Authorised and regulated by the Financial Conduct Authority. The Littlewoods Credit Card is issued by Capital One (Europe) plc. Shop Direct Finance Company Ltd. Registered Office: Aintree Innovation Centre, Park Lane, Netherton, Bootle L30 1SL. Registered in England and Wales, Company No. 04660974. VAT number 163 7696 28. Authorised and regulated by the Financial Conduct Authority. FRN 312190