Save time and money with gadgets and
gizmos that work for your lifestyle.

Smarter Washing
Samsung's ecobubble™
technology means you
can wash with cold
water just as well
as with warm.

Smarter Cuppas.
Boil the world's first
Wi-Fi kettle using your
smart phone from
anywhere in your
home.

Smart, Wireless Lighting
for your home. Paint your
home with light. Turn on
Living with Philips Hue
Wireless Lighting

Set the right ambiance
for any moment with Philips
Hue. Shape light the way
you want to with Philips
Lightstrip Plus. Bend,
cut/extend lightstip plus
for a great light experience.

Download the Philips
Hue app on your smart
device and control your
lights when you are home
or away. Now you can use
voice control with Siri or
with your wearables.

Opt for fashion
focused fitness with
the Fitbit Alta.
Wear your wristband
for 5 full days
without needing a
charge and keep track
of your workouts without
pressing any buttons.

Smarter heating.
Control your heating and
hot water at home or from
your phone and you could
save up to £150 a year
on your heating bills.

Smarter audio.
Play music wirelessly
throughout your home
(great for parties) and
even transform your
smartphone into a
music remote control.

Connect it up with the
Hive hub and control
your heating from your
mobile, tablet or laptop
- wherever you are,
anytime you want.
This really is clever
tech made simple.

Download the Hive
app and control your
heating and hot water
from wherever you are.

All your entertainment
in the palm of your
handwith the Amazon
Fire. Read e-books,
listen to audio books,
watch movies, email
and get social, too.

Samsung Gear VR
Slip your Galaxy
Note5, S6 edge+, S6
or S6 edge smartphone
into the Samsung Gear
VR to virtually visit the
theatre, watch films
or play games.

Go for big screen viewing
or watch on your
smartphone around
your home as you
share fun videos and
must-watch TV shows
between this ultra HDTV
and your mobile.

Delay Payments for 12 months with Buy Now Pay Later when you spend £50 or more

Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.

Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

1

What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.

How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.

Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.

How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.

Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.

How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.

If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.