1. 20% back on selected Samsung products £299 or more on Buy Now Pay Later. All eligible
products
are contained within the
offer page, access via shop now.
2. By entering VKEQL in the promo code box at checkout your item will be put on Buy Now Pay Later
automatically. We'll then
credit 20% of the item price back to your account by 9th November 2023, or the dispatch date, whichever
is later. We'll
email you when we have applied the credit to your account.
Order must be placed online. If you return your item, the credit will be reversed. This can't be used in
conjunction
with other offers (entering any other promo code apart from VKEQL in checkout exclude you from this
promotion). Offer
live 21st - 28th September 2023.
What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up
to 12
months. The delayed payment period starts from the date of
order (including pre-ordered items and those not ready for immediate dispatch). Buy Now Pay later is subject
to
eligibility.
You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.
How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.
Interest is calculated and compounded for the delayed payment period and repayment period and is charged to
your
account at date of order as a lump sum. This calculation
factors in the planned payments that are requested during the repayment period. Your interest rate will be
detailed in checkout.
How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayed
payment
period. This can be done in one full payment or multiple
partial payments.
Making partial payments may result in a portion of the lump sum of compound interest being refunded at the
end of
the delayed payment period.
Remember if you choose not to pay the full cash price before the end of the delayed payment period
any
outstanding balance plus the lump sum of compound interest applied
at the date of order will become payable.
How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose “Make a payment”, select “Pay Buy Now
Pay
Later” and allocate your payment to the specific item(s) you
wish to pay off. Alternatively, you can call us.
What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum
of
compound interest will be payable across your chosen repayment
period. This will now be included in your account minimum payment request each month.
If you have made partial payments, but not cleared the full cash price before the end of the delayed payment
period, the outstanding balance plus a reduced lump sum of
compound interest will become payable. The repayment amount agreed for the repayment period will remain the
same,
meaning the repayment period may be shorter than originally
agreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any
interest.
What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on
Buy Now
Pay Later. Buy Now Pay Later availability is subject to your
credit and account status.
Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods
account. If
you have a non-Buy Now Pay Later balance on your Littlewoods
account, you will still need to make at least your minimum payment as shown on your statement.
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