MPN: 010-02172-02 EAN: 753759227654
Item number PJAHE
Garmin Vivoactive 4S, Smaller-Sized GPS Smartwatch, Features Music, Body Energy Monitoring, Animated Workouts, Pulse Ox Sensors and More, Powder Gray/SilverTune in to your body, and tone up with the vívoactive® 4 GPS smartwatch. It has the broadest available range of all-day health monitoring features, music storage and on-screen, animated workouts to help you reach your goals. Boost every activity by downloading your favorite Spotify®, Amazon Music or Deezer playlists straight to your watch. Garmin Coach provides free 5K, 10K and half-marathon training plans that guide you to reach your race goal and adjust based on your performance in the plan Stay connected with smart notifications4 for incoming calls, text messages, calendar reminders and more Safety and tracking features include incident detection (during select activities4) and assistance4, which both send your real-time location to emergency contacts Garmin Pay™ contactless payment solution3 lets you pay for purchases with your watch Record all the ways to move with more than 20 preloaded GPS and indoor sports apps, including yoga, running, swimming and more Easily download songs to your watch, including playlists from Spotify®, Amazon Music or Deezer, and connect with headphones (sold separately) for phone-free listening. The broadest range of all-day health monitoring features keeps track of your energy levels, Pulse Ox, respiration, menstrual cycle, stress, sleep, heart rate, hydration and more
Delay Payments for 12 months with Buy Now Pay Later when you spend £50 or more
Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.
Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.
What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.
How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.
Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.
How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.
Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.
Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.
How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.
What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.
If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.
What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.
Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.