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Hardy Patio Palm Tree Collection

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£24.99
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  • Payment options are selectable in checkout

  • 1. Interest Free Payments
    • 20 weeks interest free credit available on all items.
    • 52 weeks interest free credit available on items over £250.
    • Interest free credit is available on all insurance products.
  • 2. Buy Now Pay Later (BNPL)
    • Delay payment for 12 months when you spend £50 or more.
    • Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. Your interest rate is personal to you and will be detailed in checkout.

    • Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments. Find out how BNPL works in checkout.
  • 3. Spread the Cost
    • Lower monthly payments by taking longer to pay.
    • Pay over 104 weeks (2 years) for orders over £50.
    • Pay over 156 weeks (3 years) for orders over £99.
    • Interest is charged at your account rate for this payment option.

Payment options are selectable in checkout along with the cost breakdown, just click on the item description.

Over 18s only. Credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and regulated by the Financial Conduct Authority.

  • From £ per week interest free
  • View all

0% APR

With our interest free credit you could get this item from just £ per week and never pay more than £.

This means you could get this item from just £ a week interest free. See below..

×null Hardy Patio Palm Tree Collection
£
weeks
Interest free
0% APR
£ per week
1× - £
weeks
Interest free
0% APR
£ per week
1×Services:  £This service charge will be due in full on your next statement.
  • 20 weeks interest free available on all items
  • 52 weeks interest free available on items over £250
  • Interest free payments available on Service Guarantees, Replacement Guarantees, Mobile phone insurance and Furniture Insurance.

Credit Explained

Payment options are selectable in checkout.

Over 18's only. Credit provided, subject to status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and Regulated by the Financial Conduct Authority.

With a Littlewoods Account you can spread the cost to suit you. Select from the following payment options at checkout.

-

    Services:  £
    This service charge will be due in full on your next statement.

    Payment options are selectable in checkout.

    Interest bearing payment options shown are illustrations only. More options may be available in the checkout at your applicable interest rate.

    Over 18's only. Credit provided, subject to status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and Regulated by the Financial Conduct Authority.

    What is Buy Now Pay Later?

    Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

    You can choose:
    A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
    A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.

    How interest is calculated?

    Interest will be charged for the delayed payment period and the chosen repayment period.

    Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.

    How to avoid paying interest?

    You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

    Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.

    Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.

    How do I make a Buy Now Pay Later payment?

    To make a full or partial payment simply log into My Account, choose “Make a payment”, select “Pay Buy Now Pay Later” and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.

    What happens after the delayed payment period?

    If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.

    If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
    If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

    What is excluded from Buy Now Pay Later?

    The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

    Do I still have to pay my minimum payment?

    Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account you will still need to make at least your minimum payment as shown on your statement.

    Over 18's only. Credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and regulated by the Financial Conduct Authority.

    Total
    £24.99

    collect
    This item may be eligible for Click & Collect

    Item number PC7A3

    Hardy Patio Palm Tree Collection

    This exotic palm tree collection is sure to turn you garden into a tropical paradise! Creating instant impact, these palms will make a striking addition to any garden whether planted direct in beds and borders or in containers on the patio or decking. The architectural, evergreen foliage creates vivid, dancing shadows in the summer sun and will maintain interest throughout the year. Growing as tall as you let them, their large fan-shaped leaves will spread luxuriously out above stout trunks, forming an impressive canopy of lush green foliage. Each will thrive in the UK, reaching their full height in 10-15 years. Winter hardy down to around -5C, they'll be fine in a sheltered border when given winter protection, or you can grow them in pots on your patio, decking or balcony and move them undercover when bad weather threatens. Both Trachycarpus and Phoenix hold a prestigious RHS Award of Garden Merit, so you can be guaranteed that they are garden-worthy plants that has been trialled and tested for their suitability to grow in UK gardens. Supplied as three established plants in 14cm protective nursery pots, ready to plant out or repot: Washingtonia robusta - Commonly called Cotton Palms because of the wisps of cotton-like strands that fall from each leaf, they provide a wonderful spectacle in any setting. Hardy to -5°C (200cm x 150cm). Chamaerops humilis AGM - Also known as the Hardy Fan Palm, Chamaerops is compact, weather resistant and harrdy to -5°C (250cm x 150cm) Phoenix canariensis AGM - The Canary Island Date Palm, winter hardy to -6°C. Deep-green leaves fanning out above to form wonderful shadows on your patio this summer. (200cm x 120cm)
    • Delivered As: Plant
    • Max Height (in cm): 250
    • Max Spread (in cm): 150
    • Planting Period: Mar - Sep
    • Planting Position: Sunny
    • Potted: Y

    Delay Payments for 12 months with Buy Now Pay Later when you spend £50 or more

    Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.

    Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

    1

    What is Buy Now Pay Later?
    Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

    You can choose:
    A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
    A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.

    How interest is calculated?
    Interest will be charged for the delayed payment period and the chosen repayment period.

    Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.

    How to avoid paying interest?
    You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

    Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.

    Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.

    How do I make a Buy Now Pay Later payment?
    To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.

    What happens after the delayed payment period?
    If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.

    If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
    If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

    What is excluded from Buy Now Pay Later?
    The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

    Do I still have to pay my minimum payment?
    Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.