Item number NAPPJ
Hive Bedding Merry Cactus Single Duvet SetA modern twist on the traditional Christmas fir tree, we have decorated our cactus instead! Bright and vibrant colours give this a fun festive feel that will see you through the winter season. The front design features bright cacti, fairy lights and pom poms with a fun festive message "Merry Cactus" on the pillowcase. The reverse design is a smaller cactus repeat print adorned with fairy lights. All our Hive duvets are 2 in 1 reversible designs so you can choose your favourite design to have on show, and just flip it over when you fancy a change! Made from polycotton fabric to reduce creases and the need for ironing. Duvet cover and pillowcase set. Single set includes 1 pillowcase, Double set includes 2 pillowcases. All our bedding is Oeko-Tex certified to give you peace of mind that our products are safe and free from harmful substances. Our packaging is plastic-free and is made from FSC (Forest Stewardship Council) certified card that is recyclable. At Hive we are in the festive spirit and have created an amazing selection of Christmas bedding which we hope you enjoy during the winter season! As the long, cold nights close in we realise that after a busy day you just want to cosy up in bed feeling snug and warm. We hope our quality bedding helps you do exactly that. Have a very Merry Christmas from all of us at Hive!
Delay Payments for 12 months with Buy Now Pay Later when you spend £50 or more
Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.
Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.
What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.
How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.
Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.
How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.
Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.
Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.
How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.
What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.
If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.
What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.
Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.