Love your
home

All the latest ideas
and inspiration plus you can
choose to spread the cost
interest free

Refresh
every room

From simple updates to stunning
transformations, we’ve got everything
to help improve your home

Shop now

Wall & Ceiling paint

Give your home a bright new look and
feel with our big brand paints and finishes

Shop now

Wallpaper

Discover the most-wanted patterns
and prints to give your walls the wow-factor

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Decorating Accessories

Essential decorating accessories to give
your DIY projects a professional finish

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Tools

Power through your household repairs and
renovations with the right tools for the job

Shop now

Garden
tidy-up

From final trims to furniture storage,
it’s time to prep your outside space
for the months ahead

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Outdoor Storage

Practical places to keep all your essentials
tidy and protected from the weather

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Garden Tools

Lawn-mowing, hedge trimming, leaf blowers
and more, we've all the garden tools you need

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Clutter-free
living

Discover everything to keep your home
serene, spotless and super-organised

Shop now

Clever tips to create a clutter-free home

De-cluttering can be daunting so here are some tips to help you create a simpler, happier home

Tip One:

Break it down to one
room or cupboard at
a time, and don’t
move on until it’s
fully complete

Tip Two:

Remove everything
from your cluttered
area and only put
back what you’re sure
you want to keep

Tip Three:

Have containers to
hand to help you
categorise into put
away, mend, recycle,
bin or donate

Tip Four:

Sorting items by type
such as shoes, dresses
and denim etc. will
make it easier to
decide what to keep

Style
inspiration

Discover all the accessories you
need to refresh your rooms and
style your space

Shop now

Style tips

Our very own Visual Merchandiser
and interiors expert Tina Evans
provides her top tips on how to style
your home

Tip One:

New bedding
instantly refreshes
your bedroom. Crisp
white with a hint of a
pattern is a top pick

Tip Two:

Save on the cost of
fresh flowers by
adding dried flowers,
grasses, and Pampas
grass to vases

Tip Three:

Create impact by
grouping pieces
together but stick
to a tonal
colour palette

Tip Four:

Ambient lighting is a
must as the nights are
getting darker. Woven
shades are a
great look!

Flex your space

Make room for everything with multi-
purpose furniture and smart ways to
create more space

Shop now

Delay Payments for 12 months with Buy Now Pay Later when you spend £50 or more

Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.

Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

1

What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.

How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.

Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.

How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.

Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.

How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.

If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.