Refresh
and relax

Take the changing seasons in your stride with all the home and garden updates you need, plus a choice of ways to pay

We’ve everything for your new season spruce up from
garden tools and storage to decorating and furnishing

Get your
garden ready

From finishing off the gardening to
finding a place for everything as the
weather turns, you’ll find it all here

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Garden tools

Make light work of all the pruning
and trimming your garden needs

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Garden storage

Easy ways to keep everything
protected over the cooler months

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Sheds

Find the perfect place to store BBQs,
bikes, garden tools and more

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Pressure washers

Get patios, decking and driveways
gleaming before the weather turns

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Green houses

Protect your plants from drafts, cold
and frost until the warm weather returns

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Painting and
decorating

Make sure there’s never a
dull day with our latest ways
to transform your interior

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Paint

From fresh walls to furniture upcycling,
we’ve 100s of refreshing paint shades

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Wallpaper

Feature wall or full transformation, we’ve
got all the latest trends for every room

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Flooring

Laminate or real wood,
discover beautiful new floors for every room

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Decorating accessories

Get the perfect finish with new paint
brushes, rollers, step-ladders and more

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Home accessories

Need a quick style fix? Take a look
at the latest on-trend accessory updates

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Clean
and tidy

Tidy house, tidy mind, we've got
everything you need to get your
interior spic and span

Shop all clean & tidy

Storage

Creat a calm and clutter-free home
with a place for everything

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Floorcare

All the electricals you need to
get your floors gleaming again

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Laundry

From washing and drying to laundry
baskets, make it all less of a chore!

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Dishwashers

Sparkling pots, pans and dishes plus
more time doing the things you love!

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Room inspiration

All the latest trends and ideas to make every room cosy and comfortable

Delay Payments for 12 months with Buy Now Pay Later when you spend £50 or more

Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.

Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

1

What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.

How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.

Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.

How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.

Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.

How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.

If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.