First published in 1920, Ideal Home has been
styling the nation's space with their expert blend
of inspiration and advice for nearly a century - no
wonder they continue to be Britain's best-loved,
best-selling homes magazine.
Like us, they believe high quality, attention grabbing
designs should be accessible and
affordable to everyone. That's why we've
teamed up to bring you the new and exclusive
Ideal Home Collection of furniture and
homewares - reinventing your rooms has
never been so much fun!
Featuring hundreds of products, including sofas,
beds, lamps, curtains and much more, the eclectic
designs ensure you’ll always find something to suit
your preference, from the classic pieces you’ll adore
for years to the jaw-dropping modern looks that will
wow your guests.
The collection is divided into three key themes -
Modern, Country and Glam - so whether you crave
a cosy cottage atmosphere or prefer the statement making
glitz of a hotel boudoir, achieving your dream
décor is a breeze.
With many of the pieces made right here in Great Britain,
you can buy into your favourite theme or mix and match
between them to create a look and feel that's every bit as
unique as your home!
"This felt like a natural partnership because we
share a belief that great design should be affordable
and available to everyone - it's the foundation
Ideal Home was built on when it was launched in
1920 and is still true today. We hope it'll become
your go-to for the things that make a home more
comfortable, stylish and special."
- Vanessa Richmond, Ideal Home Editor
Delay Payments for 12 months with Buy Now Pay Later when you spend £50 or more
Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.
Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.
What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.
How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.
Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.
How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.
Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.
Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.
How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.
What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.
If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.
What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.
Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.