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Love DIAMOND 9ct White Gold Diamond Set Heart Pendant Necklace
(4.7)
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Was £199.00
Now £144.00
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  • Payment options are selectable in checkout

Choose from 3 great payment options so you can pay in a way that suits you and your budget:

  • 1. Interest Free Payments
    • 20 weeks interest free credit available on all items.
    • 52 weeks interest free credit available on items over £180.
    • Interest free credit is available on all insurance products.
  • 2. Buy Now Pay Later (BNPL)
    • Delay payment for 12 months when you spend £50 or more. The payment free period starts when you place your order.
    • BNPL is an interest bearing option on the Littlewoods Account. The interest rate typically used to calculate BNPL interest is 44.9% per annum. Your interest rate will be detailed in checkout. The interest is calculated on the payment free period and the repayment period.
    • You can avoid interest by paying the cash price in full within the payment free period.
    • Click on “Find out More” in checkout to see how BNPL works.
  • 3. Spread the Cost
    • Lower monthly payments by taking longer to pay.
    • Pay over 104 weeks (2 years) for orders over £50.
    • Pay over 156 weeks (3 years) for orders over £99.
    • Interest is charged at your account rate for this payment option.

Payment options are selectable in checkout along with the cost breakdown, just click on the item description.

Over 18s only. Credit provided subject to status by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and regulated by the Financial Conduct Authority.

  • From £ per week
  • From £ per week interest free
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From £ per week for this item

Spread the cost further

Choose our lowest weekly price and pay just £ per week for weeks for this item

×Love DIAMOND 9ct White Gold Diamond Set Heart Pendant Necklace
£
weeks
(% annual interest rate total amount payable £)		£ per week
1× - £
weeks
0% APR
£ per week
1×Services:  £This service charge will be due in full on your next statement.
  • 104 weeks available on orders over £50.00
  • 156 weeks available on orders over £99.00
  • Interest free payments available on Service Guarantees, Replacement Guarantees, Mobile phone insurance and Furniture Insurance.

Credit Explained

Interest bearing payment options shown are examples only and will be charged at your applicable interest rate

Payment options are selectable in checkout.

Interest bearing payment options shown are illustrations only. More options may be available in the checkout at your applicable interest rate.

Over 18's only. Credit provided, subject to status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and Regulated by the Financial Conduct Authority.

0% APR

With our interest free credit you could get this item from just £ per week and never pay more than £.

This means you could get this item from just £ a week interest free. See below..

×Love DIAMOND 9ct White Gold Diamond Set Heart Pendant Necklace
£
weeks
Interest free
0% APR
£ per week
1× - £
weeks
Interest free
0% APR
£ per week
1×Services:  £This service charge will be due in full on your next statement.
  • 20 weeks interest free available on all items
  • 52 weeks interest free available on items over £180
  • Interest free payments available on Service Guarantees, Replacement Guarantees, Mobile phone insurance and Furniture Insurance.

Credit Explained

Payment options are selectable in checkout.

Over 18's only. Credit provided, subject to status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and Regulated by the Financial Conduct Authority.

With a Littlewoods Account you can spread the cost to suit you. Select from the following payment options at checkout.

-

    Services:  £
    This service charge will be due in full on your next statement.

    Payment options are selectable in checkout.

    Interest bearing payment options shown are illustrations only. More options may be available in the checkout at your applicable interest rate.

    Over 18's only. Credit provided, subject to status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and Regulated by the Financial Conduct Authority.

    Buy Now Pay Later for 12 months when you spend £50 or more.

    Buy Now Pay Later is an interest bearing option, subject to status on the Littlewoods account. The interest rate typically used to calculate Buy Now Pay Later interest is 44.9% per annum. Your interest rate will be detailed in checkout. The interest is calculated on the payment free period and the repayment period. You can avoid interest by paying the cash price in full within the payment free period. Whether you are paying the full cash price, or a part payment remember to target your payment to Buy Now Pay Later.

    Shop as usual and when you get to checkout select Buy Now Pay Later and the repayment period of either 104 or 156 weeks. This is the repayment period you will pay over, once the payment free period (12 months) has ended. The payment free period will start from the date of order, including pre-orders and items not ready for immediate dispatch.

    Delivery, installation and other Financial Services products such as insurance cannot be placed on Buy Now Pay Later, these charges will appear on your next statement. Exclusions will be confirmed at the point of order.

    If you have any non Buy Now Pay Later purchases on your account you will still need to make at least your minimum payment as detailed on your statement.

    Over 18's only. Credit provided, subject to status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and regulated by the Financial Conduct Authority.

    Spread the cost
    Total
    £144.00

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    Item number N3HKA

    This Love DIAMOND 9ct White Gold Diamond Heart Pendant Necklace is a stunning addition to any jewellery collection.

    The 9ct white gold heart pendant features a single, sparkling solitaire diamond for a touch of real luxury. 

    Complete with an elegant chain and a spring ring clasp, this necklace is perfect for everyday wear. It would make a beautiful gift idea for someone special, or why not treat yourself?
    • Clasp: Y
    • Clasp Type: Springring Clasp
    • Fashion Jewellery Type: Necklaces
    • Metal Type: White gold
    • Stone Type: Diamond

    Delay Payments for 12 months with Buy Now Pay Later when you spend £50 or more

    Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.

    Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

    1

    What is Buy Now Pay Later?
    Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

    You can choose:
    A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
    A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.

    How interest is calculated?
    Interest will be charged for the delayed payment period and the chosen repayment period.

    Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.

    How to avoid paying interest?
    You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

    Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.

    Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.

    How do I make a Buy Now Pay Later payment?
    To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.

    What happens after the delayed payment period?
    If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.

    If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
    If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

    What is excluded from Buy Now Pay Later?
    The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

    Do I still have to pay my minimum payment?
    Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.