How do I make a payment?

My Account

Making a payment to your Littlewoods Account is really quick and easy via our website and can be done 24/7. Simply log in to "My Account" and click on "Make a Payment".

You can pay by either a credit or a debit card and your payment will show on your Littlewoods Account within 24 hours. We'll email you when it does.

Want to make a payment on the things you've bought with Buy Now Pay Later? To make a full or partial payment simply log into "My Account", choose "Make a Payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off.

Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable. Interest will be charged at your account rate.

Direct Debit

Setting up a Direct Debit is really simple, too.

It’s a safe and speedy way to pay your Littlewoods Account with an automatic payment from your Bank Account– all you need is your bank sort code and account number.

Log in to your Account and select Make a Payment.
Then select Set up a Direct Debit and choose a payment option that suits you best: Minimum Payment or Full Payment.

We’ll remind you of your Direct Debit on each statement. That way you’ll be aware of what we’re going to take and when your due date is each month.

Please note that any Buy Now Pay Later payments will not automatically be taken by Direct Debit, these payments will need to be made separately.

By the way, your Direct Debit will be set up to pay the following month’s payment, so make sure you pay by another means such as credit or debit card or even by cheque until we confirm on your statement that we’ve set up your Direct Debit.

You can cancel your Direct Debit at any time by logging into your Account.

Internet/Telephone Banking

You can also make payments directly from your bank by quoting our sort code 62-13-35 and account number 0000 0000. You’ll also need to quote your Littlewoods Account number as your reference.

Alternative payment methods are available and detailed on the back of your statement.

Having Financial Difficulties

Please call us, click here for details, and a member of our team will talk things through with you (lines are open Monday to Friday 8am – 8pm and Saturday 8am – 6pm)“

If you have previously paid for Extra Care/Account Cover Plus or Shopping Insurance,click here to read more about making a potential claim depending on your circumstances.

Back to FAQs

Delay Payments for 12 months with Buy Now Pay Later when you spend £50 or more

Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.

Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

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What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.

How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.

Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.

How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.

Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.

How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.

If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.