Item number PFFMD
Swan Swan Compact Ceramic Fan Heater with Carry HandlePERSONAL HEATER ON OFFICE DESK -- Do you feel cold when working in the big office? Especially the freeze hand holding mouse? You might need a personal space heater on desk.This small postable heater is perfect for your office desk space & keep your hands warm when using the mouse and keyboard. It is ideal for personal use. HEAT UP IN 3 SECONDS & STAY WARM-- This portable space heater will heat up instantly. It is made for those chilly days in your house or at your office. The compact size of this portable space heater provides effective, consistent warmth and won't get in the way. Stay warm and comfortable in nearly any space when the weather turns for the worst once you pick up this portable space heater! ADJUSTABLE THERMOSTAT,8H TIMER & LED DISPLAY -- The indoor space heater features an adjustable thermostat, you can set the temperature from 15 to 30 degrees and easy-to-read by the LED display, so you can more accurately control how warm you are. This portable space heater designed with up to 8 hours timer for you to control the heating time when sleeping & reduce energy consumption & bills. OVERHEAT & TIP-OVER PROTECTION & DIGITAL DISPLAY -- The indoor space heater is equipped with automatic overheat protection for added safety. This portable space heater automatically shuts off once the heater internal components reach a certain temperature that could cause overheat. This indoor ceramic heater also has a tip-over safety switch, which shuts the heater off if it gets knocked over accidentally to help prevent accidents.
Delay Payments for 12 months with Buy Now Pay Later when you spend £50 or more
Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.
Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.
What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.
How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.
Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.
How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.
Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.
Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.
How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.
What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.
If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.
What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.
Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.