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The Astral Diamond 9 Carat White Gold 20 Point Solitaire Ring With Stone Set Shoulders

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Was £579.00
Now £409.00
Save £170.00
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  • Payment options are selectable in checkout

  • 1. Interest Free Payments
    • 20 weeks interest free credit available on all items.
    • 52 weeks interest free credit available on items over £200.
    • Interest free credit is available on all insurance products.
  • 2. Buy Now Pay Later (BNPL)
    • Delay payment for 12 months when you spend £50 or more.
    • Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. Your interest rate is personal to you and will be detailed in checkout.

    • Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments. Find out how BNPL works in checkout.
  • 3. Spread the Cost
    • Lower monthly payments by taking longer to pay.
    • Pay over 104 weeks (2 years) for orders over £50.
    • Pay over 156 weeks (3 years) for orders over £99.
    • Interest is charged at your account rate for this payment option.

Payment options are selectable in checkout along with the cost breakdown, just click on the item description.

Over 18s only. Credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and regulated by the Financial Conduct Authority.

  • From £ per week interest free
  • View all

0% APR

With our interest free credit you could get this item from just £ per week and never pay more than £.

This means you could get this item from just £ a week interest free. See below..

×The Astral Diamond 9 Carat White Gold 20 Point Solitaire Ring With Stone Set Shoulders
£
weeks
Interest free
0% APR
£ per week
1× - £
weeks
Interest free
0% APR
£ per week
1×Services:  £This service charge will be due in full on your next statement.
  • 20 weeks interest free available on all items
  • 52 weeks interest free available on items over £200
  • Interest free payments available on Service Guarantees, Replacement Guarantees, Mobile phone insurance and Furniture Insurance.

Credit Explained

Payment options are selectable in checkout.

Over 18's only. Credit provided, subject to status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and Regulated by the Financial Conduct Authority.

With a Littlewoods Account you can spread the cost to suit you. Select from the following payment options at checkout.

-

    Services:  £
    This service charge will be due in full on your next statement.

    Payment options are selectable in checkout.

    Interest bearing payment options shown are illustrations only. More options may be available in the checkout at your applicable interest rate.

    Over 18's only. Credit provided, subject to status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and Regulated by the Financial Conduct Authority.

    What is Buy Now Pay Later?

    Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

    You can choose:
    A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
    A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.

    How interest is calculated?

    Interest will be charged for the delayed payment period and the chosen repayment period.

    Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.

    How to avoid paying interest?

    You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

    Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.

    Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.

    How do I make a Buy Now Pay Later payment?

    To make a full or partial payment simply log into My Account, choose “Make a payment”, select “Pay Buy Now Pay Later” and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.

    What happens after the delayed payment period?

    If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.

    If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
    If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

    What is excluded from Buy Now Pay Later?

    The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

    Do I still have to pay my minimum payment?

    Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account you will still need to make at least your minimum payment as shown on your statement.

    Over 18's only. Credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and regulated by the Financial Conduct Authority.

    Total
    £409.00

    collect
    This item may be eligible for Click & Collect

    Item number 4PNJ4

    The Astral Diamond ASTRAL DIAMOND 9CT WHITE GOLD 20 POINT SOLITAIRE RING WITH STONE SET SHOULDERS

    The Astral Diamond brings you a timeless classic solitaire ring with sparkling shoulder detail, totaling 20 points of diamond. Set in 9 carat white gold, 4 claw setting. The Astral diamond is a diamond so full of fire and brilliance it surpasses standard diamonds.

    The secret behind its extraordinary radiance is the unique way it has been designed; 16 additional facets have been added by skilled craftsmen to the crown of the diamond. Giving the Astral diamond 74 facets in all, compared to 58 of a standard round diamond.

    In addition the Astral diamond maintains perfect symmetry allowing maximum dispersion of light. The precise position of facets, not just number, affects the amount of light a diamond returns. For added assurance the Astral diamond comes with diamond certification indicating colour and clarity of your Astral diamond.

    Delay Payments for 12 months with Buy Now Pay Later when you spend £50 or more

    Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.

    Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

    1

    What is Buy Now Pay Later?
    Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

    You can choose:
    A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
    A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.

    How interest is calculated?
    Interest will be charged for the delayed payment period and the chosen repayment period.

    Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.

    How to avoid paying interest?
    You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

    Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.

    Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.

    How do I make a Buy Now Pay Later payment?
    To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.

    What happens after the delayed payment period?
    If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.

    If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
    If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

    What is excluded from Buy Now Pay Later?
    The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

    Do I still have to pay my minimum payment?
    Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.