Looking for the perfect bike to suit your
lifestyle? Our guide and video tips will help you
to choose.

From mountain bikes to road bikes to BMX and electric bikes,
there’s something to suit every cyclist from small through to tall.

Perfect for adults and the grown teen,
with a strong frame and grippy tyres
that will suit all surfaces (but be slower
on paved ones).They’re the perfect
choice for treks, trails and other rugged
terrain. 29ers have 29in wheels which
aren’t quite so manoeuvrable but will
just roll over rough terrain.

Also known as town or city bikes (which
is where most of us ride), these are fast and
lightweight. Great for road, trail and riding
to the shops, work or park. Single speed
Fixie bikes are lightweight and manoeuvrable
with a fixed gear for fuss-free cycling
round the town.

A cross between a mountain bike and a
road bike, hybrids are great all-rounders
with a strong mountain bike-style frame
and smoother rolling tyres, so they’re faster
than mountain bikes. Ideal for commuting,
shopping and cycling to college or school.

Want to combine cycling with a train
commute? Then a folding bike that can be
stored neatly underneath your desk or in
a handy corner is the perfect solution.
Also great for taking on holiday in the car
boot. Folding bikes have smaller wheels
than rigid bikes, plus a long seat post and
a steerer tube attached to the compact frame.

These often feature characters and funky
designs and are specifically designed for
your child’s safety and comfort.
See Bike Size Guide tab above.
To help your child balance, both stabilisers
do not always touch the floor.

Our electric bikes are light and foldable
with an electric motor that cuts the effort
of cycling. Easily charged at home, the
motor provides an extra burst of power
to whizz you along and over those hills.
Great for commuting and if you don’t
enjoy hard pedalling.

Small, lightweight frames and wheels give BMX
bikes their distinctive shape. Great for stunts
and tricks in the skate park, on the street or special
BMX tracks. A single gear means they’re virtually
maintenance free. Look out for a roto-head so
you can spin your front wheel 360° and still
have brake power

Delay Payments for 12 months with Buy Now Pay Later when you spend £50 or more

Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.

Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

1

What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.

How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.

Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.

How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.

Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.

How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.

If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.