Buying a DAB digital radio could transform your radio listening, with great audio quality, a wider station choice and innovative features.

DAB radio gives you much more choice than FM radio with many stations dedicated to just one genre - jazz, classical, rock etc.

You can usually pause, rewind and record programmes. Some models come with iPod docks or internet radio, too

LCD screens show the names of the stations available. Simply pick the station name you want from the list - no need to tune in.

At some stage, FM radio will be switched off, so a DAB radio will make sure you don’t miss out

Perfect for enjoying digital radio in your kitchen, living room, bedroom or in the office. Look out for a battery powered model for listening in the garden or when you’re out and about.

Rise and shine to your favourite radio station or your choice of alarms, along with multiple snooze/nap features. Plus a larger, much easier to read clock display.

These dedicated radios are your best wayof enjoying the DAB audio quality on themove as there aren’t many mobile phonesor MP3 players with integrated DAB, yet.

The best of both worlds with all the flexibility of DAB reception plus an iPoddock as well, either designed as a portable speaker or a clock radio.

Look out for a micro hi-fi system with built-in DAB radio for better audio clarity, more power, and more station choice than an FM micro system can offer.

Check out your postcode on the UK digital radio website: www.ukdigitalradio.com/ coverage/postcodesearch

Look out for countries that transmit on DAB Band III (the same as the UK).

You’ll need a new DAB aerial as FM/AM aerials won’t work with DAB radios.

When digital radio switchover happens, national radio will go digital, ultra local and Community stations will stay FM.

The majority of the UK can receive DAB radio. Check out your postcode on the UK digital radio website: www.ukdigitalradio.com/
coverage/postcodesearch/

This is great for listening to thousands of internet radio stations, worldwide, via your home broadband connection.

Choose a model with a large screen with good contrast, large lettering and differently shaped push buttons.

A heavier model with large, well spaced buttons ail be easier to use if you have arthritis, for example

Delay Payments for 12 months with Buy Now Pay Later when you spend £50 or more

Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.

Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

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What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.

How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.

Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.

How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.

Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.

Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.

How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.

If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.

Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.