Spread the cost Interest Free.


2 and 4 year Interest Free options available

Spread the cost when you don’t want to pay for it in one go

No interest to pay on these purchases

Go shopping as usual and at checkout select from 104 weeks or 208 weeks Interest Free.
We'll break down the price for you so you can easily see the weekly payment amount, so
you can decide which option works best for you.

  • Choose 2 years Interest Free Credit (104 weeks) on anything £499 or more
  • Choose 4 years Interest Free Credit (208 weeks) on anything £799 or more
  • No interest to pay on these purchases EVER.
  • Pay by Direct Debit for hassle free, automatic monthly payments
  • You can even spread the cost of insuring your sofa with furniture Insurance

Need a little help?

Don't worry, get in touch on the number below

Call us on 0844 822 4706


You can choose Buy Now Pay Later in checkout when you spend £50 or more.

Avoid any interest by paying in full within 12 months.

Buy Now Pay Later typical interest rate is 44.9% per annum. Subject to status.

Buy Now Pay Later (BNPL) allows you to delay payment for 12 months. The payment free period starts when you place your order (including items which are purchased on pre-order and/or are not ready for immediate dispatch).

Select BNPL at checkout and the repayment period of either 104 or 156 weeks. This is the repayment period you will pay over, once the payment free period (12 months) has ended.

The interest rate typically used to calculate BNPL interest is 44.9% per annum. Your interest rate will be detailed in checkout. The interest is calculated on the payment free period and the repayment period. You can avoid interest by paying the cash price in full within the payment free period.

Delivery charges and other Financial Services products are not available on Buy Now Pay Later and will appear on your next statement.

Please note, if you have non BNPL purchases on your account you will still need to make at least your minimum payment as detailed on your statement.

Credit provided, subject to credit and account status, by Shop Direct Finance Company Ltd, Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18s only.