Choose from 3 great
payment options to
pay in a way that suits
you and your budget.

Perfect for smaller
purchases, you can
spread the cost of
anything over 20 weeks
interest free!

Representative 0% APR
Help when you need it most. Pay nothing for 12 months on orders
of £50 or more. BNPL is an interest bearing option, subject to status on the Littlewoods account.

Buying a new sofa?
Choose 2 or 4 years
interest free.

Credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: Aintree
Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Registered number: 4660974. Authorised and regulated by the
Financial Conduct Authority. Over 18's only. 1 month = 28 days. 12 months = 12 calendar months.

Nothing to pay for a whole year when you spend £50 or more

Avoid interest by paying in full within 12 months. BNPL is only available on interest bearing terms.

Credit is provided, subject to credit and account status by Shop Direct Finance Company Limited.

Representative 0% APR

1

You can select it in checkout by clicking the Buy Now Pay Later "Add to order button". At this point you’ll choose to spread the cost over a 12 month payment free period plus a further period of either 104 or 156 weeks. This will be the term you will pay over if you do not pay the full cash price within the payment free period.

Interest will be calculated for the payment free period plus the repayment period. The payment free period will begin at point of order (including for those items which are purchased on pre-order and/or are not ready for immediate dispatch).
Your Interest rate for interest bearing credit terms, will depend on your credit status and confirmed upon successful application and at the point of order.

Avoid interest by paying the cash price in full before the end of the payment free period. Whether you are paying the full cash price, or a part payment, remember to allocate your payment to the specific item you wish to pay off.

Over 18’s only. 12 months=12 calendar months. Credit is provided, subject to status, by Shop Direct Finance Company Limited. Authorised and regulated by the Financial Conduct Authority.