Promoter is TCT Mobile Europe. Consumers who purchase a TCL 10Pro or TCL 10L (a ‘Qualifying Product’) between 00:01 18th May 2020 and 23:59 31st July 2020 in the United Kingdom and between 00:01 1st July 2020 and 23:59 31st August 2020 in the Republic of Ireland, from a qualifying retailer (see Website for details) may submit a valid claim at www.TCLpromotions.com (‘Website’) to claim 1x TCL TV or TCL Earbuds (‘Reward’). Consumers must claim within 14 to 45 days from date of purchase. Consumers who cancel their purchase or return their Qualifying Product will not be eligible to claim. Limited to one claim per purchase of a Qualifying Product and a maximum of two (2) Claims per household. The Promotional Item and Qualifying Product are subject to availability. The Promotional Item is expected to be delivered to an address in the United Kingdom or Republic of Ireland within 45 days of a verified claim. This promotion is subject to further conditions, please see Website for full terms before participating in it. For full T&Cs please visit www.TCLpromotions.com.
Delay Payments for 12 months with Buy Now Pay Later when you spend £50 or more
Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum.
Remember, avoid paying all interest by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.
What is Buy Now Pay Later?
Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
You can choose:
A delayed payment period of 12 months and then a repayment period of 104 weeks when you spend £50 or more.
A delayed payment period of 12 months and then a repayment period of 156 weeks when you spend £99 or more.
How interest is calculated?
Interest will be charged for the delayed payment period and the chosen repayment period.
Interest is calculated and compounded daily at a typical rate of 44.9% per annum for the delayed payment period and repayment period and is charged to your account at date of order as a lump sum. This calculation factors in the planned payments that are requested during the repayment period. Your interest rate is personal to you and will be detailed in checkout.
How to avoid paying interest?
You can avoid paying all interest for both periods by paying the cash price before the end of the delayed payment period. This can be done in one full payment or multiple partial payments.
Making partial payments may result in a portion of the lump sum of compound interest being refunded at the end of the delayed payment period.
Remember if you choose not to pay the full cash price before the end of the delayed payment period any outstanding balance plus the lump sum of compound interest applied at the date of order will become payable.
How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific item(s) you wish to pay off. Alternatively, you can call us.
What happens after the delayed payment period?
If you have not made any payments towards your Buy Now Pay Later, the outstanding balance plus the lump sum of compound interest will be payable across your chosen repayment period. This will now be included in your account minimum payment request each month.
If you have made partial payments, but not cleared the full cash price before the end of the delayed payment period, the outstanding balance plus a reduced lump sum of compound interest will become payable. The repayment amount agreed for the repayment period will remain the same, meaning the repayment period may be shorter than originally agreed.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.
What is excluded from Buy Now Pay Later?
The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.
Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Littlewoods account. If you have a non-Buy Now Pay Later balance on your Littlewoods account, you will still need to make at least your minimum payment as shown on your statement.
Get a replacement* phone of the same or similar specification if yours is stolen or can't be repaired
*Of the same make and model or equivalent specification. The repair parts / replacement may be refurbished (not new). Cover against theft and accidental damage
How do I purchase Mobile Phone Insurance?
- Select the mobile phone you want to buy
- Click the mobile phone insurance in the drop down menu
- Read and consider the Terms and Conditions
- Add to your basket
Exclusions apply. You may already be covered by other Insurance. A policy excess may be applicable at point of claim.