1. Buy any eligible Apple product £199 or more and select Buy Now Pay Later in checkout. All eligible products are contained within the offer page, access via shop now. (Excludes iPhone XR and Apple Watch series 4)

2. We'll automatically credit 20% of the item price back to your account by 13th December 2018 or the dispatch date, whichever is later. We'll email you when we have applied the credit to your account.

Buy Now Pay Later (BNPL) allows you to delay payment for 12 months. The payment free period starts when you place your order (including items which are purchased on pre-order and/or are not ready for immediate dispatch).

Select BNPL at checkout and the repayment period of either 104 or 156 weeks. This is the repayment period you will pay over, once the payment free period (12 months) has ended.

The interest rate typically used to calculate BNPL interest is 44.9% per annum. Your interest rate will be detailed in checkout. The interest is calculated on the payment free period and the repayment period. You can avoid interest by paying the cash price in full within the payment free period.

Delivery charges and other Financial Services products are not available on Buy Now Pay Later and will appear on your next statement.

Order must be placed online by 9pm on the final day of the promotion. If you return your item, the credit will be reversed. This can't be used in conjunction with other offers (entering a promo code in checkout will exclude you from this promotion). Offer live 23rd October – 1st November 2018.

Please note, if you have non BNPL purchases on your account you will still need to make at least your minimum payment as detailed on your statement.

Credit provided, subject to credit and account status by Shop Direct Finance Company Ltd. Aintree Innovation Centre, Park Lane, Netherton, Bootle L30 1SL. Over 18's. Authorised and regulated by the Financial Conduct Authority.